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Mortgage & Real Estate Calculators

Analyze mortgages, estimate home affordability, and evaluate rental property returns.

Analyze home loan payments and amortization for mortgages.

Calculate how a lump-sum principal payment reduces your monthly mortgage payment and total interest after a loan recast.

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Home Affordability Calculator

Estimate the maximum home price you can afford based on income, debts, down payment, and lender-style DTI ratios.

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PMI Calculator

Estimate monthly and annual private mortgage insurance cost based on home price, down payment, and PMI rate.

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Rental Property Calculator

Analyze any rental property's monthly cash flow, annual NOI, cap rate, and mortgage payment before you buy.

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Cap Rate Calculator

Calculate capitalization rate and net operating income for any rental or investment property.

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Cash-on-Cash Return Calculator

Calculate annual cash-on-cash return for any rental property based on pre-tax cash flow and total cash invested.

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Seller Net Sheet Calculator

Estimate your net proceeds from a home sale after agent commission, closing costs, and mortgage payoff.

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Mortgage Payment by Home Price

Explore estimated monthly payments for common home prices — compare rates, down payments, and total costs.

$100K House → $125K House → $150K House → $175K House → $200K House → $225K House → $250K House → $275K House → $300K House → $325K House → $350K House → $375K House → $400K House → $425K House → $450K House → $475K House → $500K House → $525K House → $550K House → $575K House → $600K House → $625K House → $650K House → $675K House → $700K House → $725K House → $750K House → $775K House → $800K House → $825K House → $850K House → $875K House → $900K House → $925K House → $950K House → $975K House → $1M House →

Mortgage Payment by Interest Rate

See how your monthly payment changes at different interest rates on a $300,000 loan over 30 years.

3% Interest Rate → 3.5% Interest Rate → 4% Interest Rate → 4.5% Interest Rate → 5% Interest Rate → 6% Interest Rate → 6.25% Interest Rate → 6.75% Interest Rate →

Mortgage Payment by Down Payment

Compare how different down payment amounts affect your loan size, monthly payment, and PMI on a $300,000 home.

0% Down → 3% Down → 3.5% Down → 5% Down → 10% Down → 15% Down → 20% Down → 25% Down →

How Much House Can I Afford?

See estimated home price ranges by income level — based on the 28% rule, 6.5% rate, 20% down, and standard DTI guidelines.

$50K Income → $60K Income → $70K Income → $80K Income → $90K Income → $100K Income → $120K Income → $150K Income →

Mortgage Calculators

Core tools to estimate payments, check affordability, and understand your mortgage costs.

Mortgage Calculator

Analyze monthly payments, total interest, and full amortization schedules for any home loan.

Home Affordability Calculator

Estimate the max home price you can afford based on income, debts, and down payment.

PMI Calculator

Estimate monthly private mortgage insurance cost based on your down payment and loan amount.

Mortgage Recast Calculator

See how a lump-sum payment reduces your monthly mortgage payment after a loan recast.

Debt-to-Income Calculator

Calculate your DTI ratio and see how it compares to common mortgage lender thresholds.

Seller Net Sheet Calculator

Estimate your net proceeds from a home sale after commission, closing costs, and payoff.

Explore by Mortgage Topic

Browse mortgage payment breakdowns organized by the factors that matter most.

0% · 3.5% · 10% · 20% · more

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By Income

$50K – $150K+

Mortgage Guides

Practical answers to the most common mortgage questions.

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How Much House Can I Afford? Read →

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15-Year vs. 30-Year Mortgage Read →

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What Affects Your Mortgage Payment? Read →

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Income Needed for a House Read →