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Loans & Debt Calculators

Calculate loan payments, assess debt ratios, and compare financing options.

Loan and debt calculators break down what borrowing really costs. Estimate monthly payments and total interest on personal, auto, and student loans, check your debt-to-income ratio the way lenders do, and compare financing options before you commit to one.

Loan Calculator
Calculate monthly loan payments, interest, and full amortization schedules.
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Student Loan Payoff Calculator
See your student loan monthly payment, payoff time, and total interest — plus how much time and money extra payments save.
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Car Loan Calculator
See your monthly auto payment, amount financed after down payment and trade-in, sales tax, and total interest for any car loan.
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Debt-to-Income Ratio Calculator
Calculate your back-end DTI ratio and see how your debt load compares to common mortgage and lender thresholds.
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Auto Lease Calculator
Calculate monthly lease payment and total lease cost using capitalized cost, residual value, money factor, and lease term.
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Merchant Cash Advance Calculator
Calculate total repayment, cost of capital, estimated payback period, and effective APR for any merchant cash advance.
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Invoice Factoring Calculator
Calculate initial advance, factoring fees, reserve release, and total net proceeds from invoice factoring.
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