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All Calculators
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Investing & Retirement
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Calculators
41 free tools and counting — browse by category below.
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Budgeting & Saving
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Budget Calculator
Plan your monthly budget by tracking income vs. expenses across nine spending categories.
Savings Goal Calculator
Calculate how much to save weekly, biweekly, or monthly to reach any financial goal by a target date.
Debt Payoff Calculator
Compare Debt Snowball vs. Avalanche strategies to find your debt-free date and total interest for up to 8 debts.
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Investing & Retirement
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Compound Interest Calculator
Calculate compound interest growth over time based on rate, contributions, and frequency.
Simple Interest Calculator
Compute simple interest based on principal, rate, and time.
401(k) Calculator
Estimate your 401(k) balance at retirement based on contributions, employer match, and investment growth.
Roth IRA Calculator
Project your Roth IRA balance at retirement based on contributions, annual return, and optional contribution increases.
Retirement Withdrawal Calculator
Estimate annual and monthly withdrawals, total income drawn, and projected portfolio longevity based on your balance and withdrawal rate.
Net Present Value Calculator
Calculate NPV for any project or investment by discounting up to 10 years of cash flows at your required rate of return.
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Loans & Debt
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Loan Calculator
Calculate monthly loan payments, interest, and full amortization schedules.
Debt-to-Income Ratio Calculator
Calculate your back-end DTI ratio and see how your debt load compares to common mortgage and lender thresholds.
Auto Lease Calculator
Calculate monthly lease payment and total lease cost using capitalized cost, residual value, money factor, and lease term.
Merchant Cash Advance Calculator
Calculate total repayment, cost of capital, estimated payback period, and effective APR for any merchant cash advance.
Invoice Factoring Calculator
Calculate initial advance, factoring fees, reserve release, and total net proceeds from invoice factoring.
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Mortgage & Real Estate
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Mortgage Calculator
Analyze home loan payments and amortization for mortgages.
Mortgage Recast Calculator
Calculate how a lump-sum principal payment reduces your monthly mortgage payment and total interest after a loan recast.
Home Affordability Calculator
Estimate the maximum home price you can afford based on income, debts, down payment, and lender-style DTI ratios.
PMI Calculator
Estimate monthly and annual private mortgage insurance cost based on home price, down payment, and PMI rate.
Rental Property Calculator
Analyze any rental property's monthly cash flow, annual NOI, cap rate, and mortgage payment before you buy.
Cap Rate Calculator
Calculate capitalization rate and net operating income for any rental or investment property.
Cash-on-Cash Return Calculator
Calculate annual cash-on-cash return for any rental property based on pre-tax cash flow and total cash invested.
Seller Net Sheet Calculator
Estimate your net proceeds from a home sale after agent commission, closing costs, and mortgage payoff.
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Income & Paycheck
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Salary Calculator
Convert any pay amount into annual, monthly, biweekly, weekly, daily, and hourly equivalents.
Hourly to Salary Calculator
Convert an hourly wage into weekly, biweekly, monthly, and annual salary.
Paycheck Calculator
Estimate take-home pay after federal and state taxes and deductions.
Overtime Calculator
Calculate overtime pay, double-time pay, and total earnings for any work schedule.
Annual Income Calculator
Convert hourly, weekly, or monthly pay into total annual income including bonuses.
PTO Payout Calculator
Estimate the gross cash value of unused paid time off based on your hourly rate or annual salary and PTO balance.
YouTube Money Calculator
Calculate estimated YouTube revenue based on CPM and view count.
TikTok Money Calculator
Estimate revenue from TikTok video views using RPM and engagement.
Twitch Money Calculator
Estimate Twitch earnings from subscribers, donations, and ad impressions.
Kick Money Calculator
Estimate creator earnings from Kick livestream subscribers, donors, and ad revenue.
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Taxes
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Tax Calculator
Estimate federal and state taxes on any income amount with an effective tax rate.
Self-Employment Tax Calculator
Estimate SE tax, Social Security and Medicare portions, deductible half, and quarterly set-aside for freelancers and contractors.
FAFSA Calculator
Estimate your FAFSA Student Aid Index (SAI) and potential financial aid.
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Business & Startups
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Break-Even Calculator
Find the units and revenue needed to cover fixed and variable costs and reach profitability.
Markup Calculator
Calculate selling price from cost and markup percentage, or reverse-calculate markup % from cost and selling price.
Contribution Margin Calculator
Calculate contribution margin per unit, CM ratio, and total contribution margin from selling price and variable cost.
CAC Calculator
Calculate customer acquisition cost by dividing total sales and marketing spend by the number of new customers acquired.
Burn Rate Calculator
Calculate your monthly gross and net burn rate from operating expenses and revenue, or from beginning and ending cash balances.
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Currency & Conversion
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Currency Converter
Convert between USD, EUR, GBP, JPY, CAD, INR, AUD, CNY, and 150+ world currencies using live exchange rates.